More Information about Specific Policy Benefits
Trip Cancellation/Interruption
There are four covered reasons that may apply for cancellations/interruptions related to H1N1: Illness/Injury, Death, Quarantine, and Loss of Accommodations. All claims involving fear, quarantine of healthy travelers, or other government prohibition remain excluded. Please refer to your Letter of Confirmation and Certificate of Insurance/Policy to verify the coverage you purchased.
Emergency Medical and Dental
H1N1 would be considered an emergency medical condition if you contract it while traveling. Coverage may be primary or secondary depending on the policy purchased.
Emergency Medical Transportation
If you contract H1N1 and require evacuation, as determined by our consulting physician and the local attending physician, we will take you to the nearest appropriate medical facility. All evacuations must be coordinated by our staff.
Travel Delay
If you are quarantined because you have H1N1, most of our policies will pay up to $150 per day per person up to the coverage limit for unexpected meals, accommodations and transportation that result from your delay. Quarantine of healthy travelers or other government prohibition remain excluded.
Trip Inconvenience
If you are admitted to the hospital as an inpatient due to H1N1, your policy may provide coverage for a one-time inconvenience payment. Please refer to your Letter of Confirmation and Certificate of Insurance/Policy to verify the coverage you purchased.
Each of these benefits is subject to the terms and conditions outlined in the Certificate of Insurance/Policy.
